Refund/Transfer/Deferral Policy

Effective Date:1/1/2025
Applies To: All tuition, course fees, mock exams, and CBE (Computer-Based Exam) payments.

1. General Refund Policy

Ivy League Associates is committed to delivering high-quality education and ensuring transparency in all financial matters. This Refund Policy outlines the terms and conditions for refunds applicable to tuition fees, mock exams, and CBE payments. By enrolling in any of our programs, students acknowledge and agree to these terms.

2. Tuition Fee Refunds

2.1 Full Refund Before Course Commencement

  • Students who request a refund prior to the start of classes are eligible for a 99% refund.
  • A 1% administrative charge will be deducted from the total tuition fee.

2.2 Refund Within Two Weeks of Class Start or Attendance of Two Classes

  • Students who apply for a refund within two (2) weeks of class commencement or after attending up to two classes, are eligible for a 90% refund of the tuition fee.
  • A 10% administrative charge will be applied.

2.3 No Refund After Two Classes or Two Weeks

  • No refund will be granted under any circumstance:
    • Once a student has attended more than two classes, or
    • After two (2) weeks from the date of registration, whichever comes first.

3. Tuition Overpayments

  • Any overpayment of tuition fees will be refunded in full (100%).
  • No administrative charges will be applied to tuition overpayment refunds.

4. Mock Examination Fees

4.1 Non-Refundable Once Paid

  • Mock exam fees are non-refundable once payment is made.

4.2 Exception – Mock Not Conducted

  • If Ivy League Associates fails to conduct the mock exam as scheduled, a full refund (100%) will be issued to the student.

4.3 Conditional Refund

  • Students may be eligible for a 90% refund of the mock exam fee if they provide written notice at least one (1) month prior to the scheduled mock exam date.
  • A 10% administrative charge will apply in such cases.

5. CBE (Computer-Based Examination) Fees

5.1 Booked Exams

  • No refund will be granted for any CBE exam that has already been booked, regardless of attendance.

5.2 Unbooked CBE Payments

  • Any CBE-related payments that have not yet been used to book an exam will be refunded, subject to a 10% administrative charge.

6. Administrative Charges

  • Administrative charges apply to cover processing, documentation, and financial transaction costs.
  • These charges are non-negotiable and are deducted at source from all eligible refund amounts.

7. Refund Processing Timeline

  • Approved refunds will be processed within 15 working days from the date of approval.
  • All refunds will be made through the original payment method unless otherwise requested.

8. Special Cases and Appeals

  • In exceptional circumstances (e.g., verified medical conditions, visa rejections for international students), students may submit a formal appeal for a special refund consideration.
  • Ivy League Associates reserves the right to approve or decline such appeals at its sole discretion.

9. Policy Acceptance

By enrolling in any program or making any payment to Ivy League Associates, the student acknowledges and agrees to the terms of this Refund Policy.

Let me know if you’d like:

  • A branded PDF version
  • This embedded in your student handbook
  • A simplified version for your website FAQ
  • Or for me to add a policy clause about transfer, deferral, or scholarship-related refunds

Would you like to include any refund exceptions for corporate training, group bookings, or partner-led programs?


Here’s a formal and globally aligned Transfer and Deferral Policy section for Ivy League Associates. This version expands the earlier brief statements into clearly structured, standalone policies that you can embed in your enrollment agreement, website, or internal documentation.

Transfer Policy

1. Eligibility
Students may request to transfer from one course, session, or study mode (e.g., in-person to online) to another, subject to availability and approval by Ivy League Associates.

2. Conditions for Transfer

  • Requests must be submitted in writing before the course start date.
  • Transfers are allowed only once per enrollment and must be for the same academic term or future date within the same academic year.
  • Transfer is permitted only if the course fee for the destination program is equal to or less than the original. For higher-priced courses, students must pay the difference.
  • Transfers are not allowed after attending more than two classes or after two weeks from the course start date.

3. Administrative Charges

  • No administrative fee will apply if the transfer is within the same course and session.
  • A ₦10,000 processing fee (or 5% of course fee) may apply for cross-program or cross-session transfers.

4. Non-Transferable Items

  • Mock exam fees, CBE fees, and scholarship awards are not transferable between sessions or programs.

📅 Deferral Policy

1. Eligibility
Students may defer their enrollment to a future session due to personal, professional, or medical reasons.

2. Conditions for Deferral

  • Deferral requests must be submitted before the second week of classes.
  • Deferral is granted once per student per course.
  • Deferred enrollment must be used within six (6) months of the original program date.
  • Supporting documentation (e.g., medical reports, work transfer letters) may be requested for validation.

3. Financial Implications

  • No refund will be granted for deferrals.
  • The tuition already paid will be credited toward the future session.
  • If fees increase in the deferred session, the student will be required to pay the difference.

4. Ineligible Deferrals

  • Requests submitted after the second week of class or after attending more than two sessions will not be honored.
  • Deferrals are not applicable to scholarship recipients, mock exams, or CBE fees.